Retire in Style
“Style is about being yourself.”
– Oscar de la Renta
Retiring in style is all about retiring your way. Everyone is different, so everyone’s idea of what the ideal retirement will look like will be different.
Retiring in style is about much more than financial planning and reaching a target of accumulated superannuation. We combine the very best of financial management philosophy with our innate understanding of you.
By looking beyond the dollars and cents of financial management and will enable you to prepare and manage the change and uncertainty that retirement can bring.
Every Retire in Style plan will vary from individual to individual, however, the key areas covered are:
Clear objectives on income needs and capital required
Tax planning
Ensuring all assets are structured efficiently and tax is not paid unnecessarily in retirement
Risk management strategy implemented
An active strategy to protect the longevity of your portfolio by eliminating the need to sell growth assets in a downward market and protect against psychological “panic selling”
Personal insurance plan reviewed and amended if required
Debt reduction
Action plan to eliminate debt in retirement
Social security entitlements
Age Pension entitlement maximised. Health Care Card entitlements explored
Estate planning reviewed and updated and/or comprehensive estate plan provided
Income needs
Establishment of a tax-free income stream and provisions for lump sum payments